FREE MARKET MYTH-BUSTING 1,4 NEW ALLEGATIONS AGAINST STATE FARM SURFACE 2,4 SHORT-LIVED BLISS IN FL (ALLSTATE GETS REAMED FOR A FEW HOURS) 3 THE SCRUGGS LEGAL SAGA CONTINUES 5 REPORT: INSURERS CHEAT CUSTOMERS 6-9 US CHAMBER TARGETS CONSUMER-FRIENDLY CANDIDATES 10-11 INCREDIBLE LAWSUITS 11-12 COURTROOM NEWS:   MISSOURI APPEALS COURT UPHOLDS PUNITIVES AGAINST STATE FARM 13 CALIFORNIA JUDGE SAYS MOLD IS COVERED UNDER POLICY THAT EXCLUDES IT 13 NORTH CAROLINA APPEALS COURT SAYS MOLD CAUSED WORKER’S HEALTH WOES 14 TEXAS APPEALS COURT GIVES STATE FARM A FREE PASS ON MOLD 15 MOLD:   MEDICAL RESEARCH ABSTRACTS 16 MOLD IN HOMES = HEALTH WOES 17-18 MOLD CAUSES FLU-LIKE SYMPTOMS 19 MOLD IN APT. CAUSED BOY’S SEIZURES, SOB, COUGH AND RASH 20 COUPLE GETS MORE THAN THEY BARGAINED FOR WITH FORECLOSED HOME 21-22 ALBANY PANEL CONFRONTS HEALTH EFFECTS OF MOLD 23-24 US BILL SPELLS RELIEF TO HOMEOWNERS 25 EYE ON FLORIDA, LOUISIANA, MARYLAND, MISSISSIPPI, MISSOURI, AND TEXAS 26-34