The Policyholder Advocate
Policyholders of America
March, 2009
GITTY UP: THE VIEW YOU GET WHEN YOU FILE A CLAIM AND HOW THEY FOOLED AMERICA
2-3
AND THE LOSERS ARE… TOP TEN WORST LIST
4
KICKING ‘EM WHEN THEIR DOWN
5
LINING UP FOR THE BAIL-OUT FUNDS
6
PERPS SECRETLY FUND ANTI-LAWSUIT CAMPAIGN
7
FRANKENSTEIN REVISITED: HOMEOWNERS GET OUT THEIR TORCHES AND HEAD OUT TO CEO HOMES
8
SOARING RATES, SLASHED COVERAGE: HOW TEXAS LAWMAKERS GRANTED THE INSURANCE INDUSTRY WISHLIST
9-13
NEWBIE BASICS: ARE YOU COVERED?
14-16
INSURER PERPETRATED FEMA SCAM CASE REINSTATED
17-18
MADE IN CHINA: CHINESE-MADE DRYWALL SPAWNS PROBLEMS AND SUITS
19
CONTINUING MOLD COVERAGE:
BLACK MOLD: UNRELENTING SCOURGE
FLOODED HOMES POSE HEALTH RISKS
KIDS DIE FROM HOSPITAL MOLD
U.S. SENATOR GETS DOSE OF MOLD IN COURTHOUSE
SICK HOUSE/SICK FAMILY
CNN’S CAMPBELL BROWN THE LATEST VICTIM
RELIEF FROM MOLD-RELATED ILLNESS
20-27
20
21
22
22
23-25
26
27
LEGAL ROUND-UP:
GOOD CA APPEALS DECISION ON MOLD EXCLUSION
MI FAMILY SUES INSURER OVER MOLD
MI APPEALS COURT ALLOWS MEDICAL TESTIMONY
OH APPEALS COURT SAYS: BUYER BEWARE
OR TENANTS NOT BOUND BY ORTLA
VA JURY: $475,000 FOR MOBILE HOME/INJURIES
28-35
28-29
30
31-32
33
34
35
BACK COVER:
STATE FARM’S IDLE THREATS
36