Remember when you were a kid and you and your friends hit a ball
through your neighbor's window? If your parents were like mine, they
dragged you over to your neighbor, made you apologize and for the
next several months, you found yourself doing odd jobs to earn
enough money to pay for the repairs. That's called taking
While the average citizen must take responsibility for
their actions, most insurance companies do not. I've never seen one
of them admit they handled a claim improperly. Instead, they blame
the homeowner, the builder or anyone else within ear's shot.
It is the insurance industry's refusal to take responsibility
that has led to an increasing number of wrongful denials, delays and
disputes about the scope of loss. Their behavior forces
policyholders to fight for the coverage they were sold.
Policyholders of America or POA is a not-for-profit organization
that empowers the policyholder. The organization was founded by
policyholders who, probably like you, found themselves entangled in
the web of insurance fraud, bad faith and unfair claims handling
It's easy to fall into the victim category when a multi-billion
dollar insurance company puts the screws to you. Don't. You will do
nothing to move forward if you are too busy feeling victimized.
That's where we come in
||POA's mission is
||Guiding policyholders through the
||Eradicating fraud and bad faith
from the claim handling process;
||Sponsoring medical research in
specific target areas;
Demanding lower premium rates that better reflect actual
||Endorsing and supporting
candidates who are champions of public interest; and
Exposing elected and appointed officials who have betrayed the
While we do provide tips and strategies to help with the claims
process, we are not promoters of litigation. Depending on the
situation, there are a number of other alternatives available to the
policyholder that should be explored before resorting to legal
remedies. However, once all other alternatives are explored, we
stand ready to assist your legal team with database information that
may prove invaluable to your case.
Certain information on this site is sensitive and can only be
accessed with a password. Only members are allowed access to this
To become a member, you must fill out the membership
application. Due to the review process, membership usually takes
five to seven days to approve. There is a free category of
membership that limits access to news.
hope you join us and empower yourself.
Policyholders of America